For many, a qualifying for a first credit card is a rite of passage, much like learning to drive or owning a first home. It’s important to remember that using a credit card can be more than just a way to delay payments and boost a credit history; using a credit card can provide cardholders […]
Money matters have long been taught to us by parents as early as when we were able to determine the right from the wrong. But even though we know many things about how to manage it, there are instances that we tend to forget even the most basic knowledge of handling it. Ironically, even our […]
In order to improve your credit score, you must use credit. The key to improving your credit score is getting a credit card and using it wisely. It’s important to get a card with the lowest possible interest, but it’s also important to not get a card with a monthly account maintenance fee or an […]
You may have read about the dangers of misusing credit cards, and it is true that many people have run into serious problems because of the careless use of credit. Used properly, though, credit cards can be a source of many benefits, and can provide certain protections and warranties not available when paying by cash, […]
Most college students created debts because of the high rising tuition fees in school. This is very common nowadays considering that not all degrees can be availed through a scholarship program. Thus, they are left with an option to borrow money from a specific financial institution and pay it after finishing college. Just like any […]
Computer users are being warned to take precautions to protect themselves against infection from the Game Over Zeus virus. If left undetected, the virus can empty your bank accounts as well as steal personal information such as passwords and credit card numbers. It is feared that thousands of computers could be infected by this virus, […]
Reducing your credit card debt can save you a lot of money in interest paid over the life of the debt and it can improve your credit score. It’s important to keep a close eye on the total debt held on our credit cards. Reducing your credit card debt comes down to two very simple […]
If managed correctly, credit cards can be an effective financial tool for buying goods. This little plastic card provides convenience in any online and offline transactions and it is also beneficial in building an attractive credit history. However, credit cards also provide several free benefits that a number of consumers are not aware of. Depending […]
You went through a rough patch, lost your job, had your house foreclosed on, and even had your car repossessed. However, in the last two years you moved cross country, picked up a new job that pays the bills, paid off a couple of delinquent accounts from when your old life fell apart, and feel […]