{"id":42,"date":"2019-02-26T17:38:06","date_gmt":"2019-02-26T17:38:06","guid":{"rendered":"http:\/\/searchlookup.co\/?p=42"},"modified":"2019-02-26T17:38:06","modified_gmt":"2019-02-26T17:38:06","slug":"the-best-credit-cards-of-2019","status":"publish","type":"post","link":"http:\/\/dsmcredit.com\/?p=42","title":{"rendered":"The best credit cards of 2019"},"content":{"rendered":"\n<p>If managed correctly, credit cards can be an effective financial tool\n for buying goods. This little plastic card provides convenience in any \nonline and offline transactions and it is also beneficial in building an\n attractive credit history. However, credit cards also provide several \nfree benefits that a number of consumers are not aware of. Depending on \nthe issuing bank, a credit card can give unique rewards, balance \ntransfers, cash backs and many others.<\/p>\n\n\n\n<p>For frequent travelers, there are credit cards that are best for \nhotel and airline reservations. These cards will give points in day to \nday spending and the rewards can be redeemed in a particular airline or \nhotel. Among these credit cards are;<\/p>\n\n\n\n<ul><li><strong>Gold Delta SkyMiles-<\/strong>&nbsp;This credit card \nfrom American Express provides 30,000 bonus miles whenever you spend \n$1,000 on the first three months. The more you purchase an airline \nticket in Delta, the greater the bonuses you will receive.<\/li><li><strong>Capital One Venture Rewards Credit Card-&nbsp;<\/strong>Having\n this credit card can let you earn 20,000 miles in $2,000 purchases on \nthe first three months and 2 miles per dollar in every airline ticket \npurchases.<\/li><li><strong>Blue Sky Card-<\/strong>&nbsp;This American Express \ncredit card does not provide an annual fee and it also gives 1 point in \nevery dollar spent. The good thing about this credit card is it provides\n 33% more than what other cards can give in every airline purchases.<\/li><li><strong>United MileagePlus Explorer-<\/strong>&nbsp;This is \nthe best airline credit card in America, with 2 miles in every $1 \nairline ticket purchase. The points can be redeemed for flight tickets, \ncar rentals and hotel reservations.<\/li><\/ul>\n\n\n\n<p>Most credit cards provide cash back incentive or rebates. Every time \nyou use your credit card for spending, a percentage of the expenses will\n be returned. This is a great way to save and purchase other items at a \nleast amount. Among the best credit cards with best cash back incentives\n are;<\/p>\n\n\n\n<ul><li><strong>Discover it Card-<\/strong>&nbsp;This credit card \ngives 5% rebates every quarter for rotating categories like food, gas, \nclothing, travel, etc and 1% rebate on everything else.<\/li><li><strong>Chase Freedom-$100 Bonus Cash Back-<\/strong>&nbsp;This\n credit card is issued by JPMorgan Chase which lets you have 5% cash \nback every quarter for rotating categories and 1% cash back in any \nitems. They also provide a $100 check when you spend $500 within the \nfirst three months of opening an account.<\/li><li><strong>BankAmericard Cash Rewards-<\/strong>&nbsp;This \ncredit card has no annual fee and provides $100 rebate bonus after \nmaking a qualifying purchase. They give 2% cash back in all grocery \nitems, 3% cash back for gas purchases and 1% cash back in other \npurchases.<\/li><li><strong>Citi Dividend Platinum Select Visa Card-<\/strong>.\n Within three months of signing up, this credit card will provide a $100\n bonus. It will also allow you to have a 5% cash back every quarter for \nrotating categories, 1% cash back in all other purchases and a maximum \nof 5% cash back for purchases in Citi&#8217;s partner merchants.<\/li><\/ul>\n\n\n\n<p>Some individuals who are having a hard time paying their credit card \ndebts can try a balance transfer to a 0% interest card so that they can \neasily get rid of this financial burden. Among the best credit cards for\n balance transfers are;<\/p>\n\n\n\n<ul><li><strong>Discover it Card- 18 Month Balance Transfer-<\/strong>&nbsp;This\n credit card is time limited because you can only have 18 months to make\n a balance transfer. There is a zero interest with this offer but you \nhave to pay a fee for the balance transfer, which is around 3%.<\/li><li><strong>Discover Card-<\/strong>&nbsp;This credit card has 0%\n balance transfer within 14 months. A 3% fee will be charged for the \nbalance transfer but it also provides 5% cash back for rotating items.<\/li><li><strong>Citi Simplicity MasterCard-<\/strong>&nbsp;This \ncredit card provides 0% interest on balance transfers but charges 3% for\n the transaction. Once the introductory period is done, the regular APR \nis 12.99% to 21.99%.<\/li><li><strong>Citi Diamond Preferred Card-<\/strong>&nbsp;This \ncredit card also offers zero percent APR in balance transfers within 18 \nmonths. After the introductory period, the regular APR will be 11.99% to\n 21.99%.<\/li><\/ul>\n\n\n\n<p>Every bank has its own pros and cons for their credit cards. In fact,\n the issuance of a credit card depends on the lifestyle of the \nindividual; his\/her purpose of transactions and his\/her ability to pay \nthe created transactions. If you want to have the best credit cards of \n2019, it is always best to read a lot of reviews before making a \ndecision.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If managed correctly, credit cards can be an effective financial tool for buying goods. This little plastic card provides convenience in any online and offline transactions and it is also beneficial in building an attractive credit history. However, credit cards also provide several free benefits that a number of consumers are not aware of. Depending [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":43,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"http:\/\/dsmcredit.com\/index.php?rest_route=\/wp\/v2\/posts\/42"}],"collection":[{"href":"http:\/\/dsmcredit.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/dsmcredit.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/dsmcredit.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/dsmcredit.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=42"}],"version-history":[{"count":0,"href":"http:\/\/dsmcredit.com\/index.php?rest_route=\/wp\/v2\/posts\/42\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/dsmcredit.com\/index.php?rest_route=\/wp\/v2\/media\/43"}],"wp:attachment":[{"href":"http:\/\/dsmcredit.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=42"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/dsmcredit.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=42"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/dsmcredit.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=42"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}